Judy Loy
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The Basics of Investments
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With the disappearance of pensions, people are becoming more dependent on their investments for their retirement. Understanding the basics for investing your 401k, SIMPLE IRA or Roth IRA is important. I am going to review some basics but not all investments are right for everyone.
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Inflation: What Is It and Should We Worry?
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While the economy, earnings and employment show positive movement, demand is up but the shortage of supplies is leading to higher prices.
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Good Economic News Keeps Coming
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The continuing climb of the stock markets, strong manufacturing growth, a hiring surge and declining unemployment are all positive signs for the economy.
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Setting and Changing Financial Goals
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By Judy LoyRegistered Investment Advisor, ChFC®, RICP® and CEO of Nestlerode & Loy, Inc. For financial planning, many individuals and families have short- and long-term goals that can compete for […]
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The Legend of Robinhood and GameStop
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By Judy Loy, Registered Investment Advisor, ChFC®, RICP® and CEO of Nestlerode & Loy, Inc. The 2021 stock market has had more drama than all the “Real Housewives” franchises put […]
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Get to Know the Basics of Retirement Accounts
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Each retirement type differs in options, withdrawals and costs so it is important to know these when deciding on rollovers or transfers to an IRA or other plan.
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What Inflation?
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Why is inflation important to you? Inflation lowers the buying power of your money. You may live comfortably on $75,000 now but even in 10 years (18 years is the average time in retirement) with the current low interest rates, you would need $89,475 to purchase the same things (based on inflation fr
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Finally, Some Good News
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Finally, some good news in 2020. The Steelers are still undefeated as of this writing, two pharmaceuticals are reporting successful COVID-19 vaccine results and the election is over (well, everything but the lawsuits). The stock markets are reacting favorably, although I do not think the Steelers’
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When It Comes to the Markets, Ignore Temporary Drama and Focus on the Long-Term
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With all the uncertainty, what are people most concerned about with their portfolios? Two words: the election. How important is it to our economy and the markets?
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The Path for Women
in Business Columns, Business News, Columns, Community & Entertainment, Local News, Other, State College, StateCollege.com—
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With the passing of Ruth Bader Ginsburg, I was reminded how far women have come with rights and finances. It seemed like a good time to review and refresh how far we have come and what still needs to be done.