Judy Loy
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Retirement Plans for Small Businesses
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In my last article, I talked about individual retirement accounts. Most investors use their company’s retirement plan to save for retirement. (If you don’t have a plan through your employer, […]
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IRA 101: What to Know About Individual Retirement Accounts
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Individual retirement accounts come in two flavors: Roth and traditional. They are mirror images of one another when it comes to taxes. Both a traditional IRA and a Roth allow […]
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The World of Book Sales Has Changed, but a Love for Reading Never Does
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Early in my life, I learned to love reading. I would search flea markets for Nancy Drew books and Walden Books at the mall was awesome. (Yes, back in the […]
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Stock and Bond Correlation
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During the pandemic, liquidity flooded the economy. Monetary policy, which is the Federal Reserve’s purview, left interest rates at zero. This permitted businesses and consumers to lend or borrow at […]
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Tougher Insider Trading Law Needed for Congress, Federal Officials
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Insider trading is the trading of a public company’s stock or other securities based on material, non-public information about the company. This form of insider trading is illegal in the […]
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Stay the Course Amid Market Volatility
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The Standard & Poor’s 500 is an index that best gauges large capitalization U.S. equities that are publicly traded. The S&P 500 Index is capitalization weighted. This means companies are […]
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The Recession Debate
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The official verdict is the U.S. is not in a recession. The traditional, standard definition of a recession has been met. Textbooks define a recession as two consecutive quarters of […]
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Roth vs. Traditional Retirement Accounts
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Roth accounts are a fairly new phenomenon and were introduced in the Taxpayer Relief Act of 1997. I like to think of them as the mirror image of the traditional […]
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Supply Chain Woes and the Return of Inflation
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Inflation is the rise in prices over time and lessens the buying power of currencies. For decades, economic textbooks had predicted that when the money supply grows more rapidly than […]
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The Cost and Benefits of Capitalism
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At the beginning of 2022, a Pew Research survey found that 78% of the U.S. population is dissatisfied with the way things are going in our country. In a March […]